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The Simple Wallet

For the simple things in life...

RETIREMENT

 

How Much Should You Have Saved in Your 401K or IRA by Age 50, 55, 60?

May 25, 2018

Are you saving enough for retirement? This is a question that seems far off early in our careers but as we grow closer to the end of our working days we become more aware of our retirement plan and our savings. As you continue to think about retirement and life after work, it important to ensure your savings plan is on track or close the track you have estimated you will need in retirement.

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The Top Retirement Savings Strategies if You Started Late

May 25, 2018

If you get stressed out when asked about your retirement savings you’re not alone. In a recent study by the Economic Policy Institute roughly half of American families have no retirement savings at all, and for older workers between 50 and 55 years old the median savings is only $8,000.

Although these facts are startling and you may be a bit behind on your savings after skipping a few months or years, there still is hope!

The good news is, regardless of where you are in your career or stage of life you can get back on track for retirement savings but it will require some sacrifice and massive action. Being aware that you need to take responsibility for your savings is the first step for regaining control of your later years.

Below are the the top strategies for getting your retirement savings back on track.

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Nothing on this website should be considered personalized financial advice. Any investments recommended here in should be made only after consulting with your investment advisor and only after reviewing the prospectus or financial statements of the company.

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